We'll help you create a plan just right for you.
You can enjoy peace of mind knowing you have a financial plan that provides you with confidence that all of your financial resources are working together toward your long-term financial goals.
"Planning is bringing the future into the present so that you can do something about it now." - Alan Lakein
From a very early age we begin to form our attitudes and beliefs about money and how money is used in our lives and the lives of those around us. Money can be used in positive and negative ways . When we truly become financially FIT and learn to become skilled in the positive use of Money we can then begin to explore the many ways it can benefit ourselves and those around us. What we learn and what we teach and pass down to our families and friends forms our Legacy. What will be your Legacy?
In order to be financially FIT, you need to understand what the components to success within your plan are. Each step is summarized below and must be developed in the order listed.
Financial Awareness – is having an understanding of your current net worth and cash flow (income and expenses) and understanding of how to manage your net worth and cash flow effectively. We also look at how to organize, document and protect your lifestyle, for you and your survivors, in the event of disability, death or critical illness.
Investment Awareness – is having an understanding of your investment comfort level and what types of investments are best utilized within your plan. The major asset types centre around - Safety, Income and Growth assets.
Tax Awareness – is having an understanding of you tax situation now and in the future and how to best structure your tax planning to minimize the taxes you pay.
We can help you devise a plan that addresses objectives such as: investment and retirement planning; minimizing income and estate taxes; assessing your life and disability insurance, will, and estate planning needs. A personalized financial plan that reflects your changing life needs is unique—that is why we’ll support you with a financial analysis that will help you make wise financial planning decisions designed to meet your long-term and short-term goals.
Mutual funds provided through FundEX Investments Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual Funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.